BRB Wealth's advisors operate as "Financial Directors" of our client's lives. Our advisors team up with CPA's, attorneys, insurance agents, and others to help coordinate all aspects of our client's financial plans. Our focus is on Risk Management, Estate Planning, and Investment Planning. We use a Capital Strength investment philosophy which seeks to provide less volatility and strong performance over time. Our Financial Planning process is based on our Four Pillars. These pillars include defining a strategy, designing an action plan, Implementing an allocation strategy, and a consistent monitoring and review.
Bret Kerns
MBA
Bret is a Vice President & Wealth Advisor serving individual and business clients in the Shenandoah Valley and Central VA markets with offices in Harrisonburg, Charlottesville & Richmond, VA, Bret helps client address a variety of financial questions including Advisory Services, Financial Planning, Retirement Planning, Retirement Income Strategies, Investment & Asset Accumulation Strategies, Tax Efficient Strategies, Socially Responsible Investing, Biblically Responsible Investing, Business Succession, Estate Planning, Life, Disability and Long Term Care Insurance Protection Strategies.
General Information |
| Firm Start Year: | 1925 | |
| No. of Employees: | 5-9 | |
| Insurance License#: | 825224 |
| Name of Broker/Dealer: | LPL Financial |
| Name of Custodial Firm: | LPL Financial |
| States Licensed in: | NC, NJ, SC, VA, VT |
| Number of Years with Current Firm: | 3 |
| Work with the following types of clients: | Individual Investors, Businesses |
| Advisory Services Provided: | 401K Rollovers, Retirement Planning, Financial Planning, Insurance Products & Annuities, Estate Planning & Trusts, Investment Advice & Management, Financial Advice & Consulting, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Wealth Management |
Services |
| Investment Types: | Mutual Funds, Bonds, Stocks, Insurance, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Your Office, Email, Phone, Our Office, Your Home, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Annuity, Life, Variable Annuity, Long Term Care, Variable Life, Disability |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Compensation Methods: | Flat Fee, Commissions, Based on Assets |
Board Positions |
| Organization : | Redeemer Classical School, Keezletown, VA |
| Position : | Member |
| Duration : | 06/01/2021-Present |
| Organization : | Keezletown Babe Ruth League, Keezletown, VA |
| Position : | Member |
| Duration : | 08/01/2023-Present |
Education |
| MBA - Business | Grace College - Winona Lake, IN 08/17/2010-08/17/2012 |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. LPL ADV 2A https://www.lpl.com/content/dam/edam/format/disclosure/a58.pdf Additional Detailed Disclosures https://www.lpl.com/content/dam/edam/format/disclosure/wiseradvisor-lpl-detailed-disclosures.pdf |
Disclaimer |
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.Blue Ridge Bank and BRB Wealth are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using BRB Wealth and may also be employees of Blue Ridge Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Blue Ridge Bank or BRB Wealth. Securities and insurance offered through LPL or its affiliates are:
|
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Shenandoah Valley, VA Piedmont VA Central VA |
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