Joe spent over twenty years at two major Wall Street firms before founding Courser Capital Management, LLC. From the very beginning of his career, Joe envisioned his benchmark with clients to be in their top five important (non-family) people. This top five list often includes a clients: doctor, accountant, lawyer, spiritual guide, and their financial advisor. Joe's goal is to earn his place in every clients top five important people list.
*Advising clients since 2000
*CERTIFIED FINANCIAL PLANNER™ professional
*Harvard University Master's Degree in Finance
*Georgetown University Certificate of Financial Planning
*University of Wyoming Bachelor of Science
*Worked at the Chicago Board of Trade
Outside of work, Joe has dedicated countless hours to various leadership and volunteer roles with non-profits, Rotary International, and local government. Joe has served as President of the Clarke County Education Foundation and the Rotary Club of Frederick County. He has also served as Co-Chair of the United Way Day of Caring. Joe currently serves on the Board of Directors for the Clarke County Sanitary Authority and the Finance Council of his church, St. Bridget of Ireland Catholic Church.
Joe is a native of and currently resides in Clarke County, Virginia, with his wife, Tamara, and their four children.
Courser Capital Management, LLC is an independent advisory firm dedicated to delivering experienced, informed, professional advice. Our goal is to serve as our clients' outsourced chief financial officers; providing comprehensive planning and guidance to help align their wealth with their goals.
Sonia Barnes
Director of Client Services
General Information |
| Firm Start Year: | 2000 | |
| No. of Employees: | 5-9 | |
| Name of Broker/Dealer: | LPL Financial |
| Name of Custodial Firm: | LPL Financial |
| States Licensed in: | VA,NC,SC |
| Number of Years with Current Firm: | 4 |
| Work Experience: | Joseph has been giving clients comprehensive and personalized advice since 2000. In that time, he has helped clients navigate some of history's most challenging market and economic conditions. Joseph's dedication to continual professional growth has earned the trust of high and ultra-high net worth investors. As an independent advisory firm, Courser Capital Management places its clients' interests at the center of its advice. |
| Work with the following types of clients: | Businesses, Individual Investors, Non-Profit Organizations |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, Wealth Management, Money Management, Risk Management, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Education Funding and Planning |
Services |
| Investment Types: | Mutual Funds, Bonds, Stocks, Annuities, Insurance, Exchange Traded Funds (ETFs), Alternative Investments |
| Can meet clients in the following ways: | Phone, Video Conference, Our Office |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Variable Annuity, Life, Health, Long Term Care, Variable Life, Annuity, Disability |
Firm Information |
| Firm's Number of Clients: | 120 |
| Firm's Number of Planning Clients: | 120 |
| Firm's Number of Managed Clients: | 120 |
| Assets Managed by Firm: | $242,406,508 |
| Advisor's Number of Clients: | 120 |
| Advisor's Number of Managed Clients: | 120 |
| Advisor's Number of Planning Clients: | 120 |
| Assets Managed by Advisor: | $242,406,508 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $1,000,000 |
| Compensation Methods: | Based on Assets, Flat Fee |
| Fee % Based on Assets: | 1.00 |
| Minimum Fee Charged for Hourly Planning Accounts: | $5420 |
Board Positions |
| Organization : | Rotary Club of Frederick County, Winchester, VA |
| Position : | President |
| Duration : | 07/01/2010-06/30/2011 |
| Organization : | Clarke County Sanitary Authority, Berryville, VA |
| Position : | Director |
| Duration : | 07/01/2010-06/30/2022 |
| Organization : | Clarke County Education Foundation, Berryville, VA |
| Position : | President |
| Duration : | 07/01/2013-06/30/2014 |
| Organization : | Millwood Country Club, Boyce, VA |
| Position : | Director |
| Duration : | 01/01/2021-Present |
Education |
| Bachelor of Science - Agricultural Business | University of Wyoming - Laramie, WY 08/15/1995-07/15/1999 |
| Master of Liberal Arts - Finance | Harvard University - Cambridge, MA 01/17/2017-11/15/2021 |
Financial Services |
| Financial Advice & Consulting
We use our PWP process to tailor a plan and strategy that aligns client capital with their unique goals. |
| Portfolio Management
We manage portfolios using our proprietary process for selecting investments in an effort to deliver above average returns with below average risk. |
| Retirement Planning
We use our PWP process to tailor a plan and strategy that aligns client capital with their unique goals. |
| 401K Rollovers
We use our PWP process to tailor a plan and strategy that aligns client capital with their unique goals. |
| Education Funding and Planning
We use our PWP process to tailor a plan and strategy that aligns client capital with their unique goals. |
| Wealth Management
We use our PWP process to tailor a plan and strategy that aligns client capital with their unique goals. |
| Risk Management
We manage portfolios using our proprietary process for selecting investments in an effort to deliver above average returns with below average risk. |
| Money Management
We manage portfolios using our proprietary process for selecting investments in an effort to deliver above average returns with below average risk. |
Disclosures |
|
WiserAdvisor provides referrals to financial professionals of LPL Financial, LLC (LPL). WiserAdvisor is not a current client of LPL for brokerage or advisory services. Financial professionals of LPL pay WiserAdvisor cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest.
LPL ADV 2A https://www.lpl.com/content/dam/lpl-www/documents/disclosures/A58.pdf Additional Detailed Disclosures https://www.lpl.com/content/dam/edam/format/disclosure/wiseradvisor-lpl-detailed-disclosures.pdf Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. (hyperlink FINRA & SIPC) The financial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. |
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 5:00 PM |
 |
 |
 |
 |
