The planning process is crucial to providing clients with the greatest probability of achieving their financial goals. We start by getting to know your ambitions, your needs, and the challenges you face, then we design a mutually agreed upon plan, set it in motion, and monitor it regularly to ensure that the plan evolves as you do.
Our aspiration is to construct a custom financial plan that strives to minimize your risk and taxes, grow your wealth, and help you achieve financial independence with the lifestyle you've dreamed of.
At Smallwood Wealth Management we are committed to empowering you on your journey towards financial freedom. Our dedicated team of financial advisors are here to guide you every step of the way, ensuring that your financial decisions align with your values and goals. We believe that financial well-being goes beyond mere numbers on a balance sheet - it is about creating a life of abundance and security that enables you to pursue your dreams.
Financial opportunities are abundant but navigating them can be complex. That's why our team of experienced professionals is dedicated to staying ahead of the latest market trends, investment strategies, and tax regulations. We keep a watchful eye on the ever-changing financial landscape, identifying opportunities that align with your goals and risk tolerance. We aim to help you capitalize on these opportunities and make informed decisions that will maximize your wealth.
John L. Smallwood
CFP®
John L. Smallwood is President of Smallwood Wealth Management and affiliated companies. He is a CERTIFIED FINANCIAL PLANNER® professional and provides investment consulting and financial plan design for corporate executives, entrepreneurs, and professionals. John's strength lies in his ability and commitment to continually improve the level and quality of the planning process. It is his objective to provide a process of repositioning assets to help decrease risk, decrease taxation, and increase protection. His clients recognize a coordinated long-term approach to wealth creation and preservation. His dedication to his clients' growth involves an evolving strategy that strives to meet the demands, desires, and needs of his clients in a continually changing economic environment.
Edward E. Bao Jr.
CFP®, AIF®
As a Senior Wealth Advisor at Smallwood Wealth Management, Ed specializes in creating financial plans to help reduce risks and act as your macro-manager. By taking a holistic approach to how decisions are made in the plan, he can better understand the ripple effects these decisions have on other parts of the plan. His overall objective is to try to produce a more predictable outcome before and during retirement. He understands the many complexities everyone faces and works with a wide array of individuals, including medical professionals, small business owners, and Wall Street executives, to attain a complete understanding of their financial and personal needs to help overcome the factors that produce pressure on their wealth. His objective is to provide his clients a process of repositioning assets to help decrease risk and to have a more versatile plan.
Due to his years of experience, clients trust Ed and feel comfortable going to him with questions and for reassurance. He prides himself in creating top-to-bottom comprehensive plans for each individual client.
Robert Marks
CFP®
Rob officially started with the firm in July 2019, after graduating from the University of Delaware with a Bachelor of Science in Finance as well as Financial Planning and Wealth Management.
Rob assists clients in organizing their financial information into a concise snapshot of their wealth plan and developing a comprehensive strategy for protecting, growing, and enjoying their hard-earned assets.
New Jersey Life & Health Insurance Licenses
Series 7 and 66 Licensed
CERTIFIED FINANCIAL PLANNER® certification earned in 2022
Chris Smallwood
Christopher started with the firm in June of 2022 after graduating from the Whitman School of Management at Syracuse University with bachelor's degrees in Finance and Real Estate. Christopher is a wealth advisor and assists the firm in many ways, ranging from the planning process to assisting clients with various needs after their meetings. He holds Life & Health Insurance Licenses as well as his Series 7 and Series 66 designations. He is excited to be the 3rd generation of Smallwood to come into the business.
Kate Galgano
Kate joined the firm in July 2024. She graduated from The College of New Jersey in 2019 with a Finance & Sales concentration. Before joining Smallwood Wealth, she worked as an Internal Wholesaler for T. Rowe Price and an Account Manager for Bloomberg.
After gaining experience from different viewpoints of the industry, Kate decided the ultimate way to make a big impact in individuals' lives was to make her final move as a Wealth Advisor. Kate thrives on helping people understand their financial standing today so that she can make a plan for them to achieve all of their dreams in the future.
Kate has her Series 7 & 66, along with her New Jersey Life & Health Insurance Licenses.
Jared Smallwood
Jared joined Smallwood Wealth in February 2024. He graduated from Fordham University in 2020 with a BS in Finance and Sports Business and gained management experience working operations in a professional sports organization for four years. Jared is currently holds his Series 65 as well as the Life and Health Insurance Licenses. He joins brothers, Jack and Chris, and his father John as a third-generation member of Smallwood Wealth Management. In his spare time, Jared enjoys rugby, skiing, and traveling.
Ann McNamara
Ann McNamara is the Client Success Advocate at Smallwood Wealth, joining the team in April 2022. With a strong background in client onboarding, she is the primary point of contact throughout their Wealth Curve Journey. Ann is committed to delivering exceptional service and ensuring every client has a seamless and positive experience.
General Information |
| Firm Start Year: | 1989 | |
| No. of Employees: | 10-19 | |
| automated call: | Yes |
| States Licensed in: | All |
| Number of Years with Current Firm: | 35 |
| Work with the following types of clients: | Individual Investors, Non-Profit Organizations, Businesses |
| Advisory Services Provided: | Investment Advice & Management, Financial Advice & Consulting, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services, Money Management |
Services |
| Investment Types: | Exchange Traded Funds (ETFs), Insurance, Annuities, Stocks, Bonds, Alternative Investments, Mutual Funds |
| Can meet clients in the following ways: | Email, Your Office, Phone, Video Conference, Our Offices, Our Office |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Disability, Life, Long Term Care, Variable Life |
Firm Information |
| Firm's Number of Clients: | 367 |
| Firm's Number of Managed Clients: | 400 |
| Assets Managed by Firm: | 262,000,000 |
| Advisor's Number of Managed Clients: | 700 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $150,000 |
| Compensation Methods: | Flat Fee, Commissions, Based on Assets |
| Minimum Fee Charged for Managed Accounts: | N/A |
| Minimum Fee Charged for Hourly Planning Accounts: | N/A |
FAQs |
How many clients do you currently manage?Close to 700 households |
Will you be the only person working with me?No we have extensive team. |
What is your experience? How many clients do you currently manage?John Smallwood has been in this business for over 30 years. He started this company with his dad. |
How many years of experience do you have?A30 years |
Disclosures |
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WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| This communication strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed Insurance products and services offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed Annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuitys features, benefits, and fees and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims paying ability of the issuing company. Investment Advisory Services provided by Smallwood Wealth Investment Management, LLC, an SEC registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056 Securities offered through Purshe Kaplan Sterling Investments, Member FINRA/SIPC Headquartered at 80 State Street, Albany, NY 12207. Purshe Kaplan Sterling Investments and Smallwood Wealth Investment Management, LLC are not affiliated companies. NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY. |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 8:30 AM - 5:00 PM |
| Tue. | 8:30 AM - 6:00 PM |
| Wed. | 8:30 AM - 5:00 PM |
| Thu. | 8:30 AM - 5:00 PM |
| Fri. | 8:30 AM - 5:00 PM |
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