Ryan is a CERTIFIED FINANCIAL PLANNER™ and partner at Gunn Financial Associates since 2008. Ryan holds series 7 & 66 registrations as a registered representative and investment advisor for Royal Alliance Associates, Inc. He is a licensed insurance agent with experience in life, disability and long term care. Ryan graduated in Finance from the David Eccles School of Business at the University of Utah and completed his CFP® education through Boston University. Ryan and his firm provide comprehensive wealth planning services to protect and maximize his client's financial resources.
Gunn Financial Associates is a financial planning firm providing financial, retirement and investment services to high net worth individuals, families and small business owners. Our firm has over 40 years of experience in financial planning and its elements of accounting, taxes, investments and insurance. We assist clients with analysis and decisions regarding their financial goals and build and preserve their wealth. Financial Planning & Investment services include: Management of retirement & non-retirement investments, retirement income planning, tax planning to reduce income taxes, planning to preserve your assets and income.
Charles Gunn
CFP®, CPA/PFS
Charles Gunn is the founder and owner of Gunn Financial Associates. He is a CERTIFIED FINANCIAL PLANNER™ and a California certified public accountant with the personal financial specialist designation (CPA/PFS). Mr. Gunn holds FINRA 7, 24, 63 & 65 licenses and California real estate broker and insurance licenses. He is a
registered representative with Royal Alliance Associates, Inc.
Mr. Gunn graduated from California State University, Northridge in 1974 receiving a B.S. in business administration with emphasis in accounting and joined a national CPA firm. He left public accounting for the real estate syndication, development and management industry, ultimately as partner and president in a group of companies that syndicated and developed over 100 apartment properties throughout the US, most of which were profitably closed out and the remainder continue to operate.
With the cessation of real estate syndication
in the late 1980s, Mr. Gunn formed Gunn Financial Associates to provide financial, retirement and investment services for high income and net worth clients. With its reputation for competence, integrity, attention to detail and the ability to communicate with clients and meet their needs, its client base continues to increase through referrals from clients and
professionals in the financial community.
General Information |
| Firm Start Year: | 1989 | |
| No. of Employees: | 2-4 | |
| automated call: | Yes |
| Insurance License#: | 0I67971 |
| Name of Broker/Dealer: | Royal Alliance Associates, Inc. |
| Name of Custodial Firm: | Several choices |
| Number of Years with Current Firm: | 17 |
| Work Experience: | Ryan began his professional career at Wells Fargo Financial where he assisted both English and Spanish speaking clients with credit repair, debt consolidation and mortgage refinancing. Shortly thereafter Ryan became an independent financial planner at Aegis Wealth Group which eventually led him to join Gunn Financial Associates working side by side with his father serving high net worth families and business owners within the community and around the nation. |
| Work with the following types of clients: | Businesses, Individual Investors, Retirees |
| Advisory Services Provided: | Financial Advice & Consulting, Investment Advice & Management, Estate Planning & Trusts, Insurance Products & Annuities, Financial Planning, Portfolio Management, Retirement Planning, 401K Rollovers, Wealth Management, Money Management, Risk Management, Education Funding and Planning, Financial Planning for Individuals, Financial Planning for Businesses, Tax Advice and Services |
Services |
| Investment Types: | Mutual Funds, Bonds, Stocks, Annuities, Insurance, Mortgages & Real Estate, Exchange Traded Funds (ETFs), Alternative Investments, Socially Responsible Investments (SRI) |
| Can meet clients in the following ways: | Phone, Our Office, Video Conference |
Qualifications & Memberships |
| Insurance and Annuity Licenses: | Life, Annuity |
| Financial Organization Memberships: | Academy of Preferred Financial Advisors |
Firm Information |
| Firm's Number of Clients: | 135+ |
| Firm's Number of Planning Clients: | 135+ |
| Firm's Number of Managed Clients: | 135+ |
| Assets Managed by Firm: | $125,000,000+ |
| Advisor's Number of Clients: | 100 |
| Advisor's Number of Managed Clients: | 100 |
| Advisor's Number of Planning Clients: | 100 |
| Assets Managed by Advisor: | $140,000,000 |
Compensation and Fees |
| Fee Structure: | Fee-Based |
| Minimum Portfolio Size for New Managed Accounts: | $1,000,000 |
| Compensation Methods: | Flat Fee, Based on Assets |
| Additional Details on Charges: | Flat fees and retainer based pricing depending on scope of work. Asset based fees for clients desiring asset management services. Fee schedule to be provided during initial consultation. |
Education |
| Finance - Finance | University of Utah - Salt Lake City Utah 2002-2005 |
Financial Services |
| Retirement Planning
Determine when to retire. Determine a sustainable distribution from investments that you will not outlive. Determine when to begin social security benefits. |
| Estate Planning & Trusts
Verify proper plans are in place to accomplish legacy goals. Review beneficiary designations. Re-titling of assets. Establishing inherited IRAs. Strategy implementation to reduce estate taxes. Guidance in the event of a death. |
| Tax Advice and Services
Implement tax strategies to reduce income taxes now and in the future. Coordination of your tax and investment decisions. Consulting with tax professional. Recommendations of tax saving investments. |
| Education Funding and Planning
Needs analysis to pay for college educations. 529 plan selection and management. |
| Investment Advice & Management
Determine if current investment risk levels are within your comfort level. Build and manage an investment portfolio that is aligned with your investment goals and risk levels. Investment recommendations of your employer retirement accounts. |
| 401K Rollovers
Handling and management of direct 401k rollovers/transfers to your own individual retirement accounts. |
| Insurance Planning
Review of existing insurance policies. Needs analysis to determine shortfalls in coverage for life, long term care and disability. Assistance with purchase of new policies. |
| Annuities
Education on the proper use of annuities and incorporating them into your retirement plan if needed and desired. Insurance carrier and annuity contract selection and purchase. |
FAQs |
Why should I choose you as my financial advisor?Our firm's advisers are required to have a minimum of a Bachelors degree and obtain the CERTIFIED FINANCIAL PLANNER® certification. We also have a CPA within the firm. |
What are your qualifications? What is your education background?As CFPs we offer a holistic approach to assisting you with your finances. Proper retirement planning upfront allows you to make educated decisions and avoid costly mistakes. We start by first clarifying your goals and assess where you stand today and then prioritize the steps necessary to accomplish your goals. |
How are you compensated? How will I pay for your services?We have a several fee models available to meet our clients needs that include the following; one-time, quarterly retainer and/or investment management fee. |
If you are going to manage my account, will you obtain my permission every time you buy or sell something?Each client will work with a primary servicing adviser. Additional advisers will be involved in the client planning and decision process which provides every client with double coverage. |
How many clients do you currently manage?We currently have over 135 client relationships. |
Disclosures |
| WiserAdvisor provides referrals to financial professionals. WiserAdvisor is not a current client of advisor or advisory services. Financial professionals pay cash compensation for these referrals, which creates the incentive for WiserAdvisor to make these referrals, resulting in a conflict of interest. |
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Additional Detailed Disclosures |
Disclaimer |
| Securities and advisory services offered through Royal Alliance Associates, Inc., member FINRA/SIPC. Insurance services are offered through Ryan Gunn Insurance Lic #0I67971.Gunn Financial Associates is not affiliated with Royal Alliance Associates, Inc. |
Registered Investment Advisor:
Yes
Registered Representative:
Yes
Investment Advisor Representative:
Yes
Acknowledged fiduciary:
Yes
Compliance Disclosures in Last 5 years:
I have a clean record
Criminal Disclosures in Last 5 years:
I have a clean record
| Mon. | 9:00 AM - 5:00 PM |
| Tue. | 9:00 AM - 5:00 PM |
| Wed. | 9:00 AM - 5:00 PM |
| Thu. | 9:00 AM - 5:00 PM |
| Fri. | 9:00 AM - 2:00 PM |
| We serve clients nationwide and have physical offices in Orange County and Westlake Village California. |
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